Back to School Terms & Conditions

This competition is being held by Ferratum Australia Pty Ltd (Australian Credit Licence 409512).

Conditions of Entry

To enter the competition to win a prize, you must:

  • Apply for a loan through between January 23rd, 2020 to February 15th, 2020 (the offer applies for new and existing customers);
  • Accept the loan;
  • Be 18 years of age or older;
  • Agree with all of the Terms and Conditions on this page.

Ferratum Australia's lending criteria and Terms & Conditions apply.


Ferratum Australia Pty Ltd will select winners from the eligible entrants. Ferratum's decision on the winners of prizes is final, absolute and no discussion will be entered into. Each winner can win only once; should a name be drawn who has already won a prize in this competition, the prize will be redrawn.

If at any point Ferratum believes that any winner entered fraudulently, or that they provided false or misleading information to Ferratum the prize will be reallocated with no further discussion entered into.

By accepting the prize, the winners acknowledge that his or her name(s), images, details and social media accounts may be used for publicity and marketing and promotional purposes. The entrant must notify Ferratum Australia on acceptance of the prize that they do not wish for this to occur.

The winner will be notified within 24 hours by the email address used on their winning loan application. The winner will be asked to acknowledge receipt of the winning notification to confirm active email address. If the winners acknowledge receipt of the winning notification from the email account used on their loan application, those persons will be deemed the winners of the competition. These decisions are final.

If no response is received by that person then the prize will be redrawn. The winners will be announced on the Ferratum Facebook page.

Entry Exclusions

Entry is not open to the following:

  • Anyone under the age of 18
  • Ferratum management, employees or their immediate family
  • Ferratum suppliers and affiliates
  • Existing customers



There will be 1 winner. The prize includes:

  • 1 x Apple Macbook Pro

Approximate value of the prize is A$1,550.00.

All prizes will be drawn on Monday, February 17th, 2020 at 12pm AWST and the winner will be notified within 5 business days of the draw. The value of the prizes will not vary due to the winner's location and preferred destination. If prizes specified cannot be obtained, Ferratum reserves the right to substitute item of a similar price and quality.



The competition will commence on January 23rd, 2020 and end on February 15th, 2020 at 11.59am.

Winners will be drawn at the end of the promotional period at the Ferratum Australia Office.

This competition is in no way affiliated with, endorsed by, or supported by Apple Australia.

Ferratum Australia assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communication line failure, theft or destruction or unauthorized access to, or alteration of the promotion.

© 2020 Ferratum